The IRS has finalized the inflation-adjusted tax brackets for the 2026 tax year (the taxes you will file in early 2027). While the core tax percentages remain unchanged, the income thresholds have increased to prevent “bracket creep.”

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The 2026 Tax Brackets

Note: These rates apply to your taxable income (gross income minus deductions), not your total overall salary.

Tax Rate	Single Filers	Married Filing Jointly
10%	Up to $12,400	Up to $24,800
12%	$12,401 to $50,400	$24,801 to $100,800
22%	$50,401 to $105,700	$100,801 to $211,400
24%	$105,701 to $201,775	$211,401 to $403,550
32%	$201,776 to $256,225	$403,551 to $512,450
35%	$256,226 to $640,600	$512,451 to $768,700
37%	Over $640,600	Over $768,700

2026 Standard Deductions

The standard deduction automatically reduces your taxable income, saving you money from day one. The amounts for 2026 are:

• Single: $16,100
• Married Filing Jointly: $32,200
• Head of Household: $24,150
• Married Filing Separately: $16,100

Quick Example: How Progressive Tax Works

Because the U.S. uses a marginal tax system, you aren’t taxed at one flat rate.

If you are a single filer with $60,000 in taxable income, you fall into the 22% bracket—but you only pay 22% on the portion of your income that crosses into that bracket.

• You pay 10% on the first $12,400.
• You pay 12% on the amount between $12,401 and $50,400.
• You pay 22% only on the final dollar amount over $50,400.

Editing by Katie willimas