Please visit www.irs.gov, click “Search”, and type “around the nation” and click on your state to see the disaster-related
relief for your area. If your address of record is in the qualifying area you will automatically receive relief. If you recently
moved into a disaster area or have questions about your eligibility, please call our disaster hotline at 1-866-562-5227.
The IRS understands a disaster may impact your ability to pay. Please call us at 1-866-566-5227 and we will work with you
to identify all available options, including temporarily placing your account in “currently not collectible” status, working out a
payment arrangement, and discussing Offers in Compromise to resolve your tax debt.
Your address of record is automatically updated to the address shown on your most recently filed return. If you
moved after filing, update your address with the IRS by calling the IRS Disaster Hotline at 1-866-562-5227, or by filing
Form 8822, Change of Address. We also recommend notifying the Post Office serving the old address.
You can immediately view, download, and print your personal and business tax records online with an Individual or
Business Online Account. Expedited mail service is also available to taxpayers or their authorized representatives who call
the IRS Disaster Hotline at 1-866-562-5227.
a federally declared disaster. May I deduct these losses on my federal income tax return?
Generally, you can deduct losses to your home, household items, and personal vehicles if the losses are caused by a
federally declared disaster. To be deductible, these losses cannot be covered by insurance or other reimbursement.
For details on how to figure the amount of the loss, special rules for qualified disaster losses, the timing of the loss
deduction, and how to claim these losses, see Publication 547, Casualties, Disasters, and Thefts; Publication 584,
Casualty, Disaster, and Theft Loss Workbook; and Form 4684, Casualties and Thefts – and its instructions.
The fastest way to obtain a refund is to e-file and choose direct deposit. If you need to amend a prior year return, you can
often file it electronically using a paid tax preparer, tax software, or online tax preparation service.
Usually, no. Qualified disaster relief payments are generally excluded from gross income. In general, this means that
you can exclude from gross income amounts received for reasonable and necessary personal, family, living or funeral
expenses, as well as for the repair or rehabilitation of your home, or for the repair or replacement of its contents. See
Publication 525, Taxable and Nontaxable Income for more details to determine if payments you received are qualified
disaster relief payments.
qualified disaster area and I sustained an economic loss by reason of the qualified disaster?
Section 331 of SECURE 2.0 allows expanded distribution options and favorable tax treatment for up to $22,000 of
qualified disaster recovery distributions with respect to a qualified disaster as well as an increased limit on the amount a
qualified individual may borrow under an eligible retirement plan. See Retirement plans and IRAs under the SECURE 2.0
Act of 2022 for more information.
Manoj Sharma is a Senior Writer on the banking team at Tax Assistant. He provides information on budgeting, bank accounts, the banking industry, and other related topics. Using original data and methodologies, he helps you identify the best financial institutions, accounts, and products tailored to your needs. Manoj holds a degree in Journalism and Political Science from Syracuse University. All articles are strictly reviewed and fact-checked by our panel of expert Chartered Accountants, including CA Devendra Saini, CA Nikhil Khunteta, and CA Ankit Goyal
